Of all the value shares I’ve written about since March’s market meltdown, Lloyds Banking Group (LSE: LLOY) has been the most disappointing. That’s because the Lloyds share price has probably performed the worst of all my deep-value share picks.

The Lloyds share price is in free-fall

When I first urged investors to take a look at its shares, the Lloyds price stood at 31.3p. I described this as “as an option on the bank’s future” and “for the price of a packet of crisps, you gain part-ownership of a £22.6bn business.”

Guess what? The share price has continued to decline, setting new records as it slowly slides into the abyss. As I write on Thursday, Lloyds shares closed at 24.58p. This means that they’ve dived a further 21.5% since I first picked them from the FTSE 100’s bargain bin.

Of course, the protracted decline of the Lloyds share price has … Read more

By: Monica Kundu, Head of IT for BOMA Project

Wildfires are ravaging much of the western half of the United States. Hurricanes are hitting the Caribbean in above-average numbers this year. Record-setting temperatures topped 100 degrees Fahrenheit in Siberia in June. And California introduced the world to the terrifying reality of something called fire tornadoes in August. The timely arrival of Climate Week, an annual event promoting awareness and global action, feels more relevant and critical than ever.

And while everyone is prone to extreme weather, this issue, like so many others, undoubtedly hits poor, vulnerable, and underserved populations hardest.

In East Africa, where the land is arid to begin with, the changing climate is already having a devastating impact. The weather in Kenya and Uganda, which is largely dictated by the temperature of the Indian Ocean, has produced extremes on both ends of the spectrum: heavy rains during … Read more

Exactly six months after the FTSE 100 index hit its lowest point in the year, the spectre of a stock market crash is raising its head again. So far in September, the index has closed below the 6,000 in half of the 16 trading sessions. By comparison, levels were more often than not above 6,000 in June, July, and August.  

Why a stock market crash can happen

While as investors, we’d really like the worst to be avoided, seeing this trend, we should be prepared for another stock market crash. Here are three catalysts that could trigger a crash – though this is by no means an exhaustive list:

#1. Coronavirus cases surge: The race between the virus and the humans trying to control it seems to be intensifying. Increasing incidences of Covid-19 has prompted the UK government to implement fresh restrictions on public life. While there’s hope of better … Read more

As the world becomes increasingly digital-first, being able to accurately measure, track, and analyze data has become critical to nonprofits’ long-term success.

The Top Four Trends Impacting Nonprofits report found that nonprofit organizations get their data from an average of six different sources–and that number is expected to increase to eight by 2021. With so much data, it can be difficult to measure key performance indicators–like return on investment, campaign performance, and engagement–which in turn makes it hard to tell if an organization’s message is resonating with its target audience.

This is what makes Datorama such a critical tool for nonprofits looking to gain a better understanding of what’s working and what’s not, and take decisive steps to optimize their campaign performance, and increase internal transparency.

Datorama helps optimize campaign performance.

Making The Case for Real-Time Campaign Measurement

But what makes a tool like Datorama effective? Datorama is a real-time … Read more

Royal Dutch Shell (LSE:RDSB) shares have been badly affected by the new spike in coronavirus cases. But the oil giant is preparing to cut costs. So, is it a great opportunity or not?

Shell cuts costs 

Shell is planning to cut production costs of oil and gas by up to 40%. Sounds like great news, indeed. But there’s a catch, however. Oil companies face rising pressure to become environmentally friendly. That made them set themsleves targets to get carbon neutral. Shell aims to become carbon neutral by 2050, for example. So, as part of this initiative, the corporation simply moved from oil and gas where profit margins are much higher to alternative energy sources. As you can see, it doesn’t mean the company’s total costs will go down. Instead, Shell wants to reduce only the oil and gas costs. At the same time the company is prepared to take … Read more