Of all the value shares I’ve written about since March’s market meltdown, Lloyds Banking Group (LSE: LLOY) has been the most disappointing. That’s because the Lloyds share price has probably performed the worst of all my deep-value share picks.

The Lloyds share price is in free-fall

When I first urged investors to take a look at its shares, the Lloyds price stood at 31.3p. I described this as “as an option on the bank’s future” and “for the price of a packet of crisps, you gain part-ownership of a £22.6bn business.”

Guess what? The share price has continued to decline, setting new records as it slowly slides into the abyss. As I write on Thursday, Lloyds shares closed at 24.58p. This means that they’ve dived a further 21.5% since I first picked them from the FTSE 100’s bargain bin.

Of course, the protracted decline of the Lloyds share price has … Read more

As the COVID-19 pandemic continues to upend our lives, Americans are facing issues they couldn’t have imagined even months ago. What started as a health threat quickly morphed into something much bigger, not just impacting our physical well-being but also wreaking havoc on our financial health as well.

Tragically, those who were most vulnerable to begin with have been hit the hardest. Many in marginalized communities who were struggling before the pandemic are now bearing the brunt of the pain. And as our nation reckons with questions of social injustice, it’s clear that too many Americans have been left out and let down.

Our country’s lack of financial literacy has contributed to this crisis—and now, as so many Americans face unprecedented financial stress, we must make financial literacy a national priority. 

Increasingly, Americans agree. In fact, two-thirds of Americans believe that financial education should be a high school graduation requirementRead more

Video has changed everything about marketing, and that’s not an exaggeration.

From advertising, to content marketing, to how to’s and FAQs, video has quickly become an essential part of every agency or business’s marketing plan. And that’s because they have proven to be effective—they’re eye-catching, engaging, memorable, and can be extremely informative when utilized the right way.

Most people in business and marketing know about the potential and power of video. They know that it’s becoming essential to learn how to create the best videos. But there are still a handful of people out there saying “is video really that important?”

The answer is yes—and surveys, polls, and traffic metrics have proven it 1000x over.

The only stat you really need is that 80% of video marketers said video has directly helped increase sales, but we are going to give you more… 87% of video marketers said that … Read more

Despite the continued emphasis and variety of approaches to accelerate the business-to-business (B2B) buying cycle, many organizations remain challenged. One of the primary reasons is that Marketing and Sales are not in synch. HubSpot found that in one in four companies, the Sales and Marketing teams are misaligned or rarely aligned. When the Marketing and Sales relationship is not working or not effective, growth is difficult to achieve. More importantly, the lack of alignment comes with a cost of 10% or more of revenue per year. Imagine what your company could do with 10% more revenue! Misalignment also impacts the launch and adoption of new products, critical factors for achieving organic growth and also important indicators of business success.

Like VisionEdge Marketing (VEM), organizations such as HubSpot and SaleHub study Marketing and Sales effectiveness. And like us, their research continues to find that only about a quarter of salespeople … Read more

Mars Food’s announcement signals the brand’s ambition to create a more inclusive future whilst maintaining its commitment to producing the world’s best rice

Mars Food has announced it will change the UNCLE BEN’S Brand to Ben’s Original, signalling the brand’s ambition to create a more inclusive future whilst maintaining its commitment to producing the world’s best rice.

“Over the last several weeks, we have listened to thousands of consumers, our own Associates and other stakeholders from around the world,” said Fiona Dawson, Global President Mars Food, Multi sales and Global Customers. “We understand the inequities that were associated with the name and face of the previous brand, and as we announced in June, we have committed to change.”

The company has also committed to removing the image on the packaging to create more equitable iconography. The brand is not just changing its name and image on the package. It … Read more